Small retail businesses are essential for the growth of the African economy. Though many of these business entities need more assets to seize business opportunities, previous research studies suggest that their overall access to finance through banks and other finance providers seems to be limited. In general, small retail businesses are usually managed by entrepreneurs who lack financial knowledge, but banks, when deciding on credit applications, rely heavily on financial information, which is provided by these entrepreneurs. Swipe2pay is a payment solutions company, that empowers SME's to accept both card and mobile money as a mode of payment and not only to accept payments but also make sense of their sales data, to have quick access to loans. Last year, they received funding from Leapfrog Ventures as well as secured a partnership with VISA through the VISA Everywhere Initiative.